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Tooth Fairy MoneyGuides

Money gift ideas for kids

How to give money a child will remember, sorted by age and occasion.

Under 5: give it to their parent, or start their savings. Ages 5–10: make it something to find or open. Over 10: tie it to a goal. If you want it to last, put it somewhere they can't spend it this week.

A crayon drawing of a grown-up giving a child a gift

By age

AgeWhat worksWhy
0–4Start their savings · a letter to open at 18They can't use cash yet; their parent keeps it safe
5–10Treasure hunt · pull-out money box · money balloon · Tooth Fairy moneyOpening and finding is the fun part
10+"For your…" goal note · 12 days of envelopesMoney with a goal gets saved

By occasion

  • Christmas: 10 ideas, from 5 minutes to an afternoon → Creative ways to give money for Christmas (Guide 1)
  • New baby: a money gift for someone who can't hold it yet → Money gifts for a new baby (coming)
  • Birthday: what to give at 3, 5, 8 and 12 → Birthday money ideas by age (coming)
  • From a grandparent: gifts that last past the visit → Money gifts from grandparents (coming)

How to give cash to a kid who lives far away

  • Mail a card with a puzzle: "your money is under the third book on the shelf" (their parent hides it).
  • Send it to their parent with a note saying what it's for.
  • Send a gift that goes straight to their home.

Cash, gift card or savings: which one?

CashGift cardSavings
Fun to open★★★★★ with a printed gift
LastsDaysUntil spentYears
Their parent's sayLowLowThey hold it
Best for8+TeensAny age, especially under 5

Start their savings (our gift)

The printed Vault Book on a wooden table beside crayons

A Proof starts the child's own savings vault with US$10. It arrives as a printed book with your note and a cover picture. Their parent accepts it and holds the key. One payment, no subscription: US$59, shipping included.

Give a Proof

Questions people ask

What's a good amount to give a child?

Whatever fits your budget; how you give it matters more.

Should I ask the parent first?

For anything over a small amount, yes. Money with the parent's blessing gets saved.

Is cash a lazy gift?

Not if they open, find or keep it. Every idea above turns it into a present.

How do I give money to a baby?

Give it to their parent with a note, or start their savings.